This is the second post in my Build a Home on a Budget Series. We’re talking all about which house plan or layout to choose from that will be the most cost effective. Every step of my house building process sent me into a crazy must-research, price comparison mode. I searched on Pinterest, Googled, and read articles after articles. I wanted to get the best quality home with lots of upgrades and still keep my budget. I really really HATE wasting money and wanted to do the whole process right. I spent way too much time trying to get everything perfect (I can admit it!) and even though I went through countless days of feeding my kids cereal for dinner and building mounds of laundry up by neglecting my daily routines for research purposes, I feel like it was worth it. I adore my new home. It’s even better than I dreamed it would be and I was able to stay within my budget.
WHO WILL BUILD YOUR HOME?
If you have the ability, know-how or connections to be your own builder/contractor you will save the most money doing it that way. However, as a newbie building my first house there was no way I was going to be able to do that. Looking back now though, it seems I could have easily done it as all it takes is someone who’s really great at scheduling and (ahem) nagging. As I mentioned in my dream house post here I looked into all the local home builders in my area to find the one with the best prices per sq. ft. and one that had great prices for upgrades as well.
There are all kinds of builders and building companies out there.
Spec Home Builders: these builders usually purchase a large lot of land, subdivide it and build many houses on the lot with their floor plans. Often times the builder saves money doing this and so they seem to have the best prices from what I’ve found. Some of them will do a custom house plan and some won’t. Some will build on your lot and some will not. Make sure and research all the different companies, visiting them, picking up their price sheets for home base prices as well as upgrades, viewing their homes and asking them if they will do a custom layout and what the price starts at. You must do your research. Even when you find a house plan you LOVE check into all the builders in your area. Because you never know if you can find a builder that can make nearly the same plan you just fell in love with for a lot less.
All other builders: the other builders out there will usually have great reputations as making quality homes and maybe that is important to you. But honestly whether you build with a spec home builder or a “more quality” builder you can oversee every step in the building process to make sure everything is done right if you want to. You can usually upgrade your windows or doors to get the best quality you desire. Plus the quality builders seemed in my area to charge 50% higher prices per sq. ft. than the spec home builders – Yikes! I found that building my house with a spec builder saved me money, and I still have a wonderful quality house.
So, my advice is to research, research, research. Find a builder that will give you the most for your money and one you can trust.
PICKING YOUR HOME LAYOUT PLAN
A lot of the time when you go to spec home builders they have a whole bunch of house plans for you to choose from. Sometimes they allow you to tweak their plans a little bit by adding a closet, changing a door location, expanding a bedroom etc, so keep that in mind. If the plan is almost what you want you may be able to tweak the plan and make your dream house. But those changes can cost money so make sure and check on those prices.
If you don’t find any layouts that you like in your price range, you are most likely a custom home plan person like me!
I kind of liked one spec house plan, but it wasn’t exactly what I wanted. So I went online and searched house layouts. There are tons of different sites out there that let you search by house type, bedrooms, sq. feet and more. Yep, you got it…more research.
Seriously, the research never ends! 🙂
Tip #1: to save money on a house layout look for house plans without too many edges. The more exterior corners, the more expensive it can be to build.
I searched until I found a layout that was almost exactly what I wanted. My dream house was a combination between the spec house and the online house layout. I went and used a free online program called floorplanner.com and started making my own layout. Here is my house layout – as you can see there is not too many edges or pop out exterior rooms. This saves money as many times builders have to pay more for framing houses with many edges.
Tip #2: Try to find a spec home builder that will do a custom built home for a great price.
I feel so fortunate to have found my builder (Olin Homes). My house plan was around 2700-2800 sq. feet and they gave me the same starting base price of one of their homes with the same sq. footage. I would have to pay a little more for my layout having additional windows or doors, but this was the best price around by far. So I got a custom house design for the spec house builder price. Basically the best of both worlds. The best part was that the builder took my online designed layout and for a fee re-created an actual blueprint design for building with. Bada – bing- bada- boom.
Tip #3 The more square footage of the house, the more expensive it can be. Make a few rooms smaller & save big.
When making my custom house plan with the free online program as mentioned above I reduced room sizes whenever I could to save money. Even reducing a foot off of a room can save thousands of dollars. So I made my master bedroom smaller, and had a two story opening in the family room. I could have used that space above the family room for a bonus room, but by opening it up I saved money and made my home feel much more open and spacious. I kept my master bathroom and kitchen area big however because those are usually rooms that add value to a home. So figure out what rooms you can shrink and save yo’ self some money.
Well, that’s about all I can think of right now. Do any of you out there have any other awesome tips for saving money on your house plan design? If so please leave a comment below.
About Karrie
Food is my love language. But so is saving money. So I like to combine the two a lot and make thrifty make ahead and freeze meals to save time. Because life is busy, and freezer meals can come to the rescue for all of us. And yes, they actually CAN taste good. Read more...
Comments & Reviews
Tyler Johnson says
That’s good to know that having a lot of corners will cost more than flat walls will. I like the idea of saving some money on the house if I was going to build one, so that’s good info. I’ll have to choose a plan with long flat walls to try and save some money if I decide to build my next home.
Zoe Campos says
Thank you for telling me that I should hire a home builder that I can trust with the money we’ll use for our custom house. My husband and I ended up disliking all the real estate properties we’re seeing online and decided it would be for the best if we’ll just build our own. I’ll try looking for local contractors that offer the services we need and ask for an estimate first.
Joe Hall says
It makes a lot of sense to always find the local builders that have great reputations. My spouse and I want to move closer to the family soon so we need to find a great builder that can help with our new home. We want to have a lot of unique features so we need a great builder to help us.
Joseph Martial says
Saving money while building your dream home is definitely one of the goals. Thank you for sharing this article where people can get inputs that they can use.
Rachel Frampton says
I’ve been planning to have a modern house built, that’s why I’m currently looking for a service that offers custom home designs. I’m glad you shared this; I’d make sure to check the prices of the things that are included in the layout plan. Also, I’ll keep in mind to check if there are rooms that can be reduced because I agree with you that this can help me save money.
Rick Davis says
I liked your tip of researching a builder before hiring them for your custom home. My wife and I are wanting to build our dream home and we were wondering who we can hire that would be reliable in the building process. I’ll be sure to do a lot of research before hiring a home builder for our custom house.
Brad Keir says
WOW! We had no idea how much the price could change from just the layout. My wife and I are in the process of talking about building a home and the price of the home keeps coming up which becomes a tough subject. Thanks for this article and we’ll have to take this into consideration.
Modern Home builders in Brisbane says
Wow, Amazing post! It seems after reading it, those who are planning to build a new home, will save a lot.
Rhianna Hawk says
I can definitely attest that the struggle is real with how much research goes into designing a custom home. My husband and I are just starting to make plans for building our first out-of-apartment home together and we want every part of it to be perfect, so we’ve itemized everything we need to research and look into, and the list is long. Your tip about being able to tweak the plans we find online is a good one to make sure we get what we need without having to find the exact plan we want online, and we’ll be sure to discuss any changes we make to the plan with a contractor so we know exactly how much the change will cost.
Alfatur says
Very inspiring. To be honest, I can’t make a house designs, but I do find out some good stuff on Google. I think, the most important thing is PREPARATION. The better the preparation, the better the result. Keep inspiring!
Gerty Gift says
I didn’t realize that the layout could affect the price if it had too many corners. We have been talking about building our own home, but we haven’t gotten too far in the planning. We’ll be sure to consider this while we plan.
Alexandria Martinez says
When my fiance and I started thinking about designing a home, we knew we needed some expert advice. We liked what you said about making a few homes small so that we could save. This will come in handy for us as we lay out the final plans.
Hector Uba says
Thank you for posting this article. I loved tip #3 and how it helped me consider the extra cost for more square footing. When we build our house I will now consider having more yard area or a bigger bathroom, and how that will effect the cost of the build. Thanks again for the great information!
Heather says
Hi! Great post! I absolutely love your kitchen! It’s the type of layout I’ve been look for. Do you mind sharing the dimensions of the island? We are looking at house plans and plan to build in the next two years!
Ginger Blodgett says
Hi, Karrie. Just found your blog. How fun!. Good stuff. Thanks
Karrie says
Hi Ginger, so happy you like the blog! 🙂
Marisol says
If you dont mind me asking how much did you end up paying for your gorgeous home?
Kayla says
Hi! Is the pic of the kitchen at the top of the post, what you had built? If so it is almost identical to what I had drawn out from my head for when we build on to thd old farm house in April! My husband, father and father in law all build houses for a living so we will be saving money with labor costs which is huge but also comes with its own challenges 😉 is there anything you would change? I have a massive walk in pantry going where the door is in your pic and my island will be about twice the size (more of s square) other than that its almost identical! I’d love to hear if there is anything you would do differently!
Kayls
Karrie says
Hi Kayla,
I LOVE my kitchen. I love how the space in between the counters and island are big enough for multiple kitchen helpers. And I have a pull out garbage in my island. I am so glad I didn’t get an extra sink in my island as I love all that working space. I almost wanted an even bigger island too, but then I realized I wanted to be able to reach to clean without having to go all the way around. The only thing I may change (but not sure how) would be my custom hood area above my stove – as it comes out on the sides a little too far and I have to sometimes squeeze in to see and cook. But I’m really not complaining about it – it’s the best kitchen I’ve ever had. And I do feel mighty spoiled with how lovely it is. Good luck on your build design!
Ridley Fitzgerald says
You have some great tips planning a house build. I hadn’t ever realized that house plans with edges cost more money, so thanks for that. We are looking to build a new home soon, so we will have to remember this.
Fawn Jenkins says
I am glad to know that you can save money by reducing the “pop outs” in the outer wall design. I look at those and think it is a waste of space that could be making the home bigger. Too bad bigger means more expensive! I guess a person has to choose between the cost of more space or the cost of more exterior walls… 🙂
Silas Knight says
You have some interesting tips here for designing a home. I had never heard to avoid too many corners before, but that makes sense. So if I were to design my own home, I need to avoid pop-out rooms and corners, thanks!
Karrie says
Yes, save money by keeping the design simple! 🙂 Thanks for your comment and happy designing.